Michelle’s Story

Celebration along the way is key to the journey of becoming debt free. Every accomplished goal should be recognized because it propels us forward towards the next goal. Part of my passion around the topic of personal finance, A.K.A. Bossing Your Dollars, is creating...

My Review of Instacart

Grocery (we-shop-for-you) services have exploded onto the scene in the past year. They’ve been around awhile but more and more people are taking advantage of using a service where you can send in your list and then pick up your order a few hours later. I...

Mind Your Life

The mind is powerful. It impacts our actions and words.It can convince us to stay in bed for just five more minutes of sleep.It can cause us to scream at the lady driving in front of us at the speed of molasses. (Oh wait, the molasses just passed her)It can...

4 Barriers To Getting Out Of Debt

Barrier: a structure that hinders movement or action. I often talk with folks who like the idea of being out of debt but there are many barriers to that actually happening for them. Those barriers feel tall as Mount Everest but often they are waist height, requiring...

Top 4 Tax Tips For You

Ah yes it is TAX time! This can be a stressful time for most folks but it doesn’t have to be. Here are my top tax tips to help you get the most out of your hard-earned money. After all, we are the boss of our dollars, right?Take All The Allowances You CanWe talk...

11 Money Pitfalls New College Grads Can Avoid

It’s a huge transition, graduating college and being on your own. There are massive decisions ahead of you. Your friends are freaking out too, so they aren’t any help really. It can be much more appealing to veg out on Netflix, spend hours on your phone,...
Debt Choking You To Death?

Debt Choking You To Death?

Let me share a woeful tale of a time in my mid-20’s. I was drowning. Literally could not catch my breath with all of the bills I had coming in. A commercial caught my ear one day – a pay day loan. Due to my desperation, all I heard was “relief...
Why You Don’t Need Motivation

Why You Don’t Need Motivation

Many people share with me how frustrated they are with their debt but they aren’t quite sure how to stay motivated. Motivation. That’s the MAGIC word, isn’t it? And we’re all in GOAL MODE as it is Day 17 of 2019. Whether you have a “word...
10 Expenses To Cut Out

10 Expenses To Cut Out

When you set your mind to a goal, it’s amazing what you can accomplish. When you are determined to get healthy, determined to run that race, determined to save up for that vacation, YOU GET REALLY FOCUSED. You find the time, you find the money, you find whatever...