Forgetting to Read the Directions

Forgetting to Read the Directions

New Pants I bought a pair of workout pants from Target this past weekend. It was an upgrade for me at $25. I wore them to a boot camp class on Monday and kind of liked them. Still they felt funny in how they fit me. As I changed later, I looked at the care tag. (I...

why no debt matters

One of the motivating factors for many people getting out of debt is that they want to give more. I know it was for Blake and I. We were paying $2,000 every month towards debt, getting rid of it fast as possible. What freedom to now give when needs arise in our...

Budgeting for the Holidays

Budgeting for the Holiday Season The holiday season is one of the most stressful times of the year due to financial pressures. Between the gift-giving, holiday entertaining, and the regular monthly expenses, it all adds up to an expensive time of year! For 2019,...

the WHY matters

What a wild journey this past week has been! Photo credit: Keri As the reviews come in, I’m astounded by the effect this book is having on readers. When I began writing this book in March, I wasn’t sure exactly what shape it would take. I only knew that it...

speaking & guest podcast recordings

Every time I have the opportunity to speak with an audience, whether virtual or in-person, I am amazed at the conversation and community that comes from it. I hope you are encouraged and challenged as you take a listen. *hover to follow the link* “Financial...

Sharing Your Story

One of the wonders of social media for me has been following and connecting with many others who are on their debt-free journey. I have massive respect for them because I know how hard that journey is and how much dedication it takes. Last week one person shared how...

The Kroger Experiment

If you haven’t yet had a chance to read my guest post on The Money-Saving Mom’s blog, please take a gander here. Switching to Kroger for one month was very outside of my comfort zone but in trying one new thing, it opened me up to other new things....

Saying Yes To The Dream

I’m learning in a whole new way that when you say “yes” to something, this means you are also saying “no” to something else. Several weeks ago I felt a “Now! Do it now, Heather” come to me one Monday morning. I knew...

To Repair or Buy: Our Van Dilemma

If I had to choose how to spend our hard-earned money, repairing a vehicle would be at the very bottom. But that’s the decision we faced last weekend. Our History With Cars When Blake and I got married in 2009, I had a 2001 Chevy Malibu and he had a 2003 Chevy...